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Insurance

Why Choose an Independent Insurance Agent?

By March 4, 2024No Comments

Every time you turn on the TV or access the Web, there is a good chance you’ll be exposed to messaging from a major, nationwide insurance company. It might seem tempting to pick up the phone or fill out an interest form to learn more about these big box insurance providers, but before you do so, consider the merits of choosing an independent insurance agent.

A Matter of Choice

Truly, choosing is the operative word here. That’s because when you call one of the big carriers, you’re automatically limiting yourself to their small portfolio of insurance plans. Independent agents, on the other hand, have a wider range of products to offer you, freeing them to recommend multiple options that suit your needs

In short? Working with an independent insurance agent means you actually have a choice. Not only that, but you have someone you can talk to about your budget, your goals, and your concerns, ensuring that you end up selecting a product that will actually satisfy.

The Personal Touch

The ability to talk to a real human being is no small thing. In fact, this is one of the main reasons why consumers prefer independent agents.

The fact is the big insurance companies have largely shifted away from the personal, individualized approach. These days, they rely on call centers. So, when you call with a question about coverage, you’re not exactly getting dedicated support from someone who knows you and cares about you. For that kind of service, you’ll need an independent agent.

What’s more, your agent will be there to walk you through the claims process when you need it. Think about it this way: If there’s a fire in your home, do you want to call a friendly agent with whom you have a relationship? Or do you want to dial into a call center?

For most consumers, the choice is clear.

Advocacy and Expertise

Independent insurance agents are licensed to provide a wide range of products, which means they have proven themselves to be knowledgeable on the ins and outs of policy. So, when questions or concerns arise, you’ll know who to call.

Not only is your independent insurance agent an expert, they’re also your advocate. They work for you, not for some big-box insurance carrier. So, if there’s an issue with billing or a claim that’s being processed too slowly, your agent will be able to fight for you, to break through the insurance company bureaucracy, and hopefully to get some answers.

Convenience and Affordability

As you think about your insurance needs, working with an agent might make the most sense, if for no other reason than you get one-stop-shopping. Home, life, auto… whatever kind of insurance you’re looking for, your agent can likely deliver.

What’s more, since agents can provide you with multiple options and bundled deals, they can often generate the most competitive pricing. As such, choosing an independent insurance agent may be the most cost-effective way for you to get covered.

Choose Sentinel Insurance Advisors for Your Coverage Needs

At Sentinel Insurance Advisors, we’re proudly independent… and we’re here whenever you’re ready to chat about your own insurance needs. Reach out to us whenever you’d like to talk.